If you have an approved credit account, payment is due no later than 30 days after the end of the month in which the invoice was raised for financial transactions or 2 days after the date of the invoice for metal account transactions (unless otherwise agreed in writing).
If you fail to pay us in full on the due date:
1. We may suspend or cancel future deliveries;
2. We may cancel any discount offered to you;
3. You must pay us interest at the rate set under s6 of the Late Payment of Commercial Debts (Interest) Act 1998:
  1. Calculated (on a daily basis) from the date of out invoice until payment;
  2. compounded on the first day of each calendar month; and
  3. Before and after any judgment.
If you have an approved credit account, we may withdraw it or reduce your credit limit or bring forward your due date for payment. We may do any of those at any time without giving our reasons.
You do not have the right to set off any money you may claim from us against anything you may owe us.
While you owe money to us, we have a lien on any of your property in our possession.
You are to indemnify us in full and hold us harmless from all expenses and liabilities we may incur (directly or indirectly) following any breach by you of any of your obligations under these terms
1. You must tell us immediately if you believe that your credit account is being used without your authority, or if you believe the security of your account information is compromised.
2. You are responsible for all activity on your credit account, including, as examples only, purchases, returns and cancellations. You must hold us harmless against any liability or obligation incurred in the operation of your account, even if your password is being misused (other than through our negligence).
3. We may charge you a finance charge (both before and after any judgment) on the amount unpaid (and all amounts then due) at the rate of 2 per cent per calendar month until payment is made in full (a part of a month being treated as a full month for the purpose of calculating the charge).
4. Consumers: s18 Sale of Goods Act 1979 applies.
5. Business customers: Until you pay all debts you may owe us:
all goods supplied by us remain our property;
1. you must store them so that they are clearly identifiable as our property;
2. you must insure them (against the risks for which a prudent owner would insure them) and hold the policy on trust for us;
3. you may use those goods and sell them in the ordinary course of your business, but not if
  1. we revoke that right (by informing you in writing); or
  2. you become insolvent.
Business customers: You must inform us (in writing) immediately if you become insolvent.
Business customers: If your right to use and sell the goods ends you must allow us to remove the goods.
Business customers: We have your permission to enter any premises where the goods may be stored:
1. at any time, to inspect them; and
2. after your right to use and sell them has ended, to remove them, using force if necessary.
Despite our retention of title to the goods, we have the right to take legal proceedings to recover the price of goods supplied should you not pay us by the due date.
You are not our agent. You have no authority to make any contract on our behalf or in our name.

What are your terms and conditions?

What are your terms and conditions?